The CCM

States of Confusion: A CD-ROM Guide to State Collection Laws

States of Confusion: A CD-ROM Guide to State Collection Laws is a clear, concise,
and comprehensive guide to the state laws, rules, regulations, and doctrines that impact
the work of the collection manager every day. Complete with a CD-ROM containing state
law charts intended for duplication and use in your collection environment, States of
Confusion is the first-ever affordable resource for collection professionals no matter how
large or small their budgets.

Inside States of Confusion, you’ll discover:

The nine critical areas of collection activity governed by state laws
A complete course in statutes of limitation, including statutes for
litigation, enforcement of judgments, and the tolling and renewal, and
revival of statutes
A thorough discussion of contracts in terms the layman can understand,
including simple and sealed contracts and the doctrine of consideration
The truth about homestead exemptions and exemptions for personal
property, on a state-by-state basis
The plain facts about remedy and the threat of remedy, and the impact
they have on your results.
Limitations on wage garnishment, both in federal and state law, what you
can expect, and what it takes to effect it
The real facts behind community property
The real truth about additional charges, interest, and collection costs
Rights of consumers to disclosures, statutory language, and access to
your records that you never knew they had
An exhaustive guide to state collection laws in the 50 states and
Washington, D.C., summarized in bite-sized, common-sense language
you can understand and remember
Table-format breakdowns of laws by topic. 50 pages of charts!
The real powers and influence of collection agency boards
Letter text required by state laws
Accurate citations for each and every law listed in the book to facilitate
your own research and keep up with changes
Mini-Miranda requirements across the 50 states and Washington, D.C.
Restrictions on aliases, collector registration, and manager licensing in
every state and Washington, D.C.
Much, much more

Duplicate the State Law Charts for the use of collectors in your environment or post
them directly on your server by using the CD-ROM!

States of Confusion is the first comprehensive, well-researched, affordable solution ever
created for understanding and researching the state laws governing debt collection. It’s
a resource no collection professional can afford to be without!.